11AM SERMON The 90-10 Principle: Up in Smoke

Sermon Text:  Gen. 1:28 - God blessed them and said to them, “Be fruitful and increase in number; fill the earth and subdue it. Rule over the fish in the sea and the birds in the sky and over every living creature that moves on the ground.”

Sermon Title:  The 90-10 Principle: Up in Smoke

Point 1:  Rotten Fruit

Proverbs 22:7 NIV, The rich rule over the poor, and the borrower is slave to the lender.

        Wednesday night I taught you the Hebrew definition of borrower and lender. It means to be joined to something or somebody. The difference is the lender is in the superior position and the borrower is in the subordinate position. Proverbs makes it  more graphic than that. It says if you are a borrower you are a slave.

Point 2:  Spoiled Fruit

Romans 12:2 NIV, Do not conform to the pattern of this world, but be transformed by the renewing of your mind. Then you will be able to test and approve what God’s will is—his good, pleasing and perfect will.

        Paul tells us how dig deeper into debt even though we know intuitively the path we are on is destructive. We know we are in bondage but are held captive by what seems like a supernatural force. In most cases it's our very own minds that are the culprits. Paul says don't be conformed to the pattern of the world. The pattern of the world is buy now pay later.

Proverbs 14:12 NIV, There is a way that appears to be right, but in the end it leads to death. Proverbs 16:25 NIV, There is a way that appears to be right, but in the end it leads to death.

Point 3: Un-Picked Fruit

Proverbs 13:22 A good man leaveth an inheritance to his children's children: …

        Proverbs tells us that we shouldn't pick every piece of fruit that we make. There will come a time when you will need a little help. The literature tells us we should have an emergency fund equal to at least 1 - 3 months of bills saved up. Here is why? You never know when a famine will come. Gen 41: 28 - 33

Life Application:

1.  Make a plan to get out of debt and stick to it

2.  Get help the church financial coaches are in the lobby

3.  Get Jesus